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₦20 million. Six weeks. One shot to build something Nigeria remembers. 1,200+ builders are already in. Are you?

800+

Builders

0+

Universities Represented

0+

Shortlisted Teams

0+

Finalist Team

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ABOUT THE hACKTHON

REIMAGINING POSSIBILITIY

Every builder needs a place where ambition meets opportunity. Innovate X is Blaze's flagship innovation challenge, backed by Ecobank, built for young Nigerians aged 16 to 25 who see problems as invitations, not obstacles. This year, Innovate X brings together the country's sharpest young minds, students, thinkerers, dreamers, and doers, from tertiary institutions nationwide, to build real solutions for real challenges in banking, technology, business, and society. With mentorship from industry leaders, hands-on bootcamps, and funding to match the ambition, Innovate X isn't just where ideas get pitched, it is where ideas come to life.

STEP 1 (Find Your People)

Form a team of 4 (four) members

STEP 2 (Equip Your Self)

Create or maintain an active Blaze account, your financial companion for the journey ahead

STEP 3 (Choose Your Path)

Select your competition track.

STEP 4 (Step Through)

Complete the online InnovateX registration form.

STEP 5 (Bring The Idea to Life)

Submit your project idea within the application window

STEP 6 (Wait for the Call)

Await screening and shortlisting.

HOW TO APPLY

YOUR STORY STARTS WITH ONE STEP

TRACK

Choose Your Challenge

Every Builder Chooses a Path

Inclusive Finance

For those who see money as a tool for change.

TRACK A

Includes:

Credit Solutions for Youths

Fraud Detection & Prevention Innovation

Financial Inclusion Solutions

Payment Innovation

Gaming/Loyalty

Customer Experience Enhancement

Creative Economy

For those who see culture, community, and commerce as one canvas.

TRACK B

Includes:

Education

Entertainment & Creator Economy

Service Hub

Social Innovation

E-Commerce

Transport and Logistics

Program Journey

The Road to
InnovateX 2026.

Every great idea starts with a single step. Here's your journey to the grand finale.

From sunrise to night ideas here’s
what’s happening at the InnovateX.

Applications

Open to tertiary students nationwide between ages 16 – 25 with valid school ID.

Regional Selection

Pitch your idea at a regional activation or present virtually. Regional activations will be held at:

Lagos: Unilag - TBA

South East/South South: FUTO - TBA

FCT/North: ABU Zaria - TBA

Prize Winnings

1st Place - ₦5,000,000

2nd Place - ₦4,000,000

3rd Place - ₦3,500,000

4th Place - ₦2,500,000

5th Place - ₦1,000,000

POST EVENT BENEFITS

Every Journey Leaves You Changed.
Here's What You Take With You.

Free Debit Cards

Exclusive Innovate X Ambassords Kits

Access to Mentorship and Industry Experts

NYSC Placement Opportunties

Visibility to Ecobank Innovation Team

Internship Opportunity with Ecobank

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tHE GROUP

WHO SHOULD JOIN

This Call Isn't for Everyone. It's for You.

Next-Gen Builders

Young entrepreneurs 16 - 30 juggling studies and startups.

Nigerian Innovators

Nigerian Citizen from any part of the country.

University Student

University students from any state in Nigeria.

Ethical Visionaries

Future leaders who wants to build humanity's future in deep tech

THE JUDGES

JUDGES Guiding THE MINDS AT INNOVATE X 2026

Voices from the front lines of innovation, finance, and technology, ready to sharpen your idea into something unstoppable.

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ADEBANKE Oladejo

Head, Technology, Ecobank Nigeria.

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BABAWALE John

Chief Technology Officer (CTO), Paystack MFB.

Emelia Sunday-Edet

Products and Quality Engineer

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Miss Techy

Tech storyteller and enthusiast

FAQ's

GOT QUESTIONS?

We've got all the answers ready for you

THANKS TO OUR SPONSORS

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Every Possibility Starts with Someone Willing to Reimagine It.
That's You!

30th October, 2026

OCT

30

FRI

© 2026 Ecobank Technology Innovations. All rights reserved.

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